Estate, Retirement, & Investment Planning
Ronald G. Smith Capital Management Advisory, Inc. of Powhatan, VA is committed to helping you pursue your long-term financial goals.
As specialists in retirement planning and estate conservation, we can help you answer the questions you may have about your financial future, such as:
- Will I be able to retire early?
- How much money will I need in order to retire?
- How can I get the most out of my 401(k)?
- Should I have a traditional IRA or a Roth IRA?
- How can I maximize the return on my investments while reducing risk?
- How can I "inflation-proof" my investment income?
- Do I need disability insurance? Long-term care insurance?
- How can I ensure that my children receive as much as possible from my estate?
- What do I need to know about wills, trusts, and probate?
To Buy or Not to Buy
The decision whether to buy or rent a home may have long-term implications.
Buying vs. Leasing a Car
Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.
A House Divided
By understanding a few key concepts during a divorce, you may be able to avoid common pitfalls.
Learn more about women taking control of their finances with this infographic.
Many travel-loving millennials run up high credit card debt. Here are some ways to avoid travel credit trap.
While you’re exploring the new opportunities the next phase in your life offers, these shocking facts add a healthy dose of reality to your retirement planning.
It sounds simple, but paying yourself first can really pay off.
Try these activities to keep your brain sharp.
Here’s how you can distinguish the difference between healthy and unhealthy debt, and prevent debt from leading stress.
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
Use this calculator to assess the potential benefits of a home mortgage deduction.
This calculator compares the financial impact of leasing versus buying an automobile.
This questionnaire will help determine your tolerance for investment risk.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
There are some smart strategies that may help you pursue your investment objectives
The importance of life insurance, how it works, and how much coverage you need.
A presentation about managing money: using it, saving it, and even getting credit.
Principles that can help create a portfolio designed to pursue investment goals.
The chances of needing long-term care, its cost, and strategies for covering that cost.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Even low inflation rates can pose a threat to investment returns.
Do you know how to set up your financial goals for success? This knight does.
Whole life insurance can help protect what matters most: your family, your assets, and your legacy.
Savvy investors take the time to separate emotion from fact.
Do you have causes that you want to support with donations?
It’s never a bad time to speak with your financial professional about changes in your situation.